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Is it Helpful to Try to Negotiate With Credit Card Companies Before Filing Chapter 13 Bankruptcy? If you are drowning in debt, you may feel like bankruptcy is your only way to keep your head above water. While Chapter 13 bankru...
Deeds: How to Prepare a Real Estate Deed A deed is used to convey ownership. If property changes hands, a new deed is completed and filed at the local county recorder's office. In California, the most common deeds are quit clai...
What Are Product Demographics? Product demographics are used to determine which group of consumers is most likely to buy a particular product. Knowing your target audience is critical for effectively designing and marketing you...
What Is an Allowable Pretax Payroll Deduction? Your earnings before taxes and other deductions are known as your gross wages. The IRS lets you deduct certain expenses from your gross wages, which reduces the taxable portion of ...
When Should I Tell My Job I Am Pregnant? Although your pregnancy may not be something you can conceal for long, you might not be in a rush to tell your employer. Letting your boss know you are expecting a bundle of joy is a per...
How to Dress for an Ultrasound Interview You only have one chance to make a first impression. Since competition is likely steep, you want to make a lasting impression. The goal is to dress for success. Since most positions in t...
How to Borrow Money to Live on While in School Students don't always have the financial resources to focus solely on school or the time to juggle school and work. If you need money for living expenses while you're in school, bo...
Can a Spouse Claim a Portion of an IRA After a Divorce? When a couple divorces, dividing assets is often the most challenging part of the process. An individual retirement account is solely issued to one person, but the spouse ...
How to Buy & Sell Stocks on High Volume Days Investing in the stock market is exciting, but can also be overwhelming for new investors. After determining which stocks are a worthy investment opportunity, the next decision will ...
Investing in an Individual Retirement Arrangement allows you to accumulate funds for retirement. When you are ready to begin withdrawing from your IRA, you may want to help family members or close friends by gifting money from...
The Internal Revenue Service offers college students several tax breaks to help offset the high costs of education. College students can claim education credits that reduce their tax liability and deductions to lower their taxa...
How to Do a Florida Quit Claim Deed A quitclaim deed is used to transfer or "quit" ownership of a property in Florida. Unlike a warranty deed, a quitclaim deed doesn't guarantee the title is clear. Quitclaim deeds are primarily...
Lenders usually require a down payment of 20 percent or more to qualify for a mortgage. In addition to the down payment, buyers must come up with closing costs and other out-of-pocket expenses associated with purchasing a home....
How to Assume a Promissory Note A promissory note is a signed document that records a promise to repay debt. If the debtor is no longer able to keep the promise to pay, someone else can assume the promissory note and take over ...